8 ways Viva Wallet changes payments for businesses in 23 countries
By Yannis Kavaklis, Poland Country Manager
Accepting non-cash payments seems to be an ultra-commoditized service. You visit your bank, negotiate the price-price-price, and voila, your payments are ready. You start accepting payments from your happy customers immediately.
Well yes, this may happen if you have a good contact in the bank and your business is a simple brick and mortar shop with a few customers per day.
The reality is more complex, and besides the price (and everybody today gives an excellent price) there are many other reasons that make Viva Wallet stand out from the crowd.
Fully Digital Onboarding
There is no need to visit a bank or contact anyone. With Viva Wallet online onboarding, you do it yourself in a few minutes. Sign up, download the banking app, activate your digital debit Mastercard, and order your terminal. Immediately you start accepting payments online through our free remote payment tools, (soon with just your mobile device), and in less than 2-working-days, your terminal will be in your hands. Goodbye bureaucracy!
One Agreement for Mobile, E-commerce and Physical Payments
Very few companies can serve equally good physical payments and online/mobile. With Viva Wallet, you can combine the two. From a simple store with a website, (even without an e-commerce site) to a retail chain with deliveries and mobile ordering Apps, our solution is flexible and powerful enough.
Selection of Terminals
One terminal does not fit all. Most companies are pushing the expensive hardware to secure the monthly subscription. It may be necessary, but not all the times. We provide a range of payment terminals, from a simple dongle or pin pad for casual and on the go transactions, to stylish Android and mobile style devices, and heavy-duty, waterproof unattended terminals. Depending on your business, there is a set of terminals that can make payments easier.
The Power of Android
The Viva Wallet POS application is a powerful and secure Android and IOS software. It can be operated on a mobile phone, tablet, specialised purpose device or a payment terminal. There are limitless integration options that one can think off, as a payment terminal with Viva Wallet is another application in the ecosystem. From retail to delivery, and service stations; think of the payment flow, and we can implement it.
Seamless Integration
Working with a company that uses a Microsoft Azure cloud-based infrastructure, and has internally developed all its solutions, gives you the advantage of flexibility for integration. With our powerful API and our developer’s team, all possible payment flows can be integrated with our systems. Mobile, e-commerce, and terminals, all orchestrated for maximum customer satisfaction.
Real-time Reporting
Everything is stored in real-time in our database. And tools are provided to access and process. Either with our e-banking app, our e-banking web or through our API, you can monitor in real-time from terminals activity, payments, and bank transfers, accounts, or even the detailed analysis of the cost of any transaction. With the powerful WebHooks, you may receive notifications directly into your ERP. Every invoice or receipt paid from the customer or regarding your corporate expenses.
International Expansion
Are you expanding to another country? In the EU that’s part of even a basic business plan! Although cross border expansion is in the core of the EU, finding a payments partner that can serve businesses in almost all the countries is quite difficult. Viva Wallet is committed to serving businesses with one agreement and one system in 22 EU countries and the UK. In all 23 countries, there is a branch which is fully cooperating with the local authorities, and a sales and customer support team, ready to help you.
Because Price Matters
Last, the issue of price. For Viva Wallet merchants price is not an issue. Combining acquiring and issuing (debit card payments) can reduce the price to 0%. For sure less than what you have toughly negotiated. And your money is available the next day in your Viva Wallet Account!
Interested in our services and want to find out how we can assist your business?
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